Professionals

No one profession (or professional) is enough.
We recognize that no single professional is competent to know everything. We also believe that each member of the team should serve the client with his or her own essential and very special skills.

If any member of the team usurps the rightful province of another, it is the client who loses.

The client is best served when all involved parties work together, to formulate, implement and maintain ideas that best meet the clients' needs.

Kapil Bhatnagar, Registered Representative, Investment Advisory Associate  

 

Kapil Bhatnagar is a partner at Carlton Pace Risk Management and is responsible for the Wealth Management division. He has provided personalized financial solutions to clients since 1992. His guiding concern is to give clients clear and straightforward advice.
He believes that a good advisor makes things simple for clients to understand and take action upon. Kapil has frequently moderated courses for American College in Estate Planning, Personal Insurance, Business Planning, Employee Benefits and Annuities. He is currently pursuing the Certified Financial Planner (CFP) designation and is a member of the Financial Planning Association (FPA).

 Roshan Bedi, Independent Group Benefits Agent/Broker

Roshan Bedi is a partner at Carlton Pace Risk Management and is responsible for the Employee Benefits practice at the firm. She has worked with business clients with employee benefits design, placement and service since 2000.

Shanti Dayal, Registered Representative, Investment Advisory Associate

Shanti Dayal is a registered regresentative with Centaurus Financial, Inc. and serves as the office of supervisory jurisdiction. She has worked in the financial services industry since 1992 and she focuses on retirement planning for families.