Services

Your Trusted Partner in Wealth Management
Independent and objective advice for entrepreneurs, professionals & business owners, long term consultative relationships, objective planning strategies and implementation through best of class industry products and solutions.

While developing customized financial solutions, we collaborate with you and follow a holistic and systematic process which will help you feel confident in your decisions.

Once your objectives have been established, we will customize appropriate strategies to suit your vision and objectives. We then help you implement the financial solutions utilizing wealth advisory services and independent financial products.

We provide our clients with a complete range of products and services from some of the best known, strongest and well respected financial service organizations in the industry. This provides our clients with unbiased and objective options to meet their personal financial needs.

 

Wealth Advisory Services:

  • Risk Management & Insurance more>
    • Focus on helping clients protect assets by identifying key exposures, analyzing their impact, developing strategies and implementing products involving life, disability, long term care, medical and other appropriate insurances.
  • Employee Benefits
    • Focus on helping entrepreneurs and businesses design, purchase, administer and service Employer, Employee & Executive benefits including related HR and business services.
  • Tax Management
    • Focus on helping Individuals, Corporations, Partnerships, Trusts and Estates plan for, manage and minimize tax liability through analyses and implementation of tax strategies and tax efficient products.
  • Investment Management more>
    • Focus on improving the probability of investment success through creative portfolio construction, asset allocation, diversification, disciplined portfolio management and use of alternative investments.
  • Retirement Income Planning more>
    • Focus on helping clients project income requirements, model contingencies and implement strategies and products for consistent and tax efficient streams of income. 
  • Estate Planning more>
    • Focus on helping clients grow, protect and transfer assets across generations. Develop strategies for asset distribution, administration and management, for survivor income, charitable transfers and estate tax reduction.


Investment Management Services:

  • Investment Philosophy
  • Investment Policy
  • Asset Allocation
  • Diversification
  • Alternative Investments

 

 Products:

We have access to products and investments designed to suit a client's unique objectives and goals. We make recommendations based on what is best for the client, free from the inherent conflicts of interest which arise when a company limits or focuses its range of available investments to in-house or preferred products. A short list of products are listed below:

Investment Management

  • Privately Managed Accounts
  • Separately Managed Accounts (SMA)
  • Unified Managed Account (UMA)
  • Performance Based Investment Management
  • Alternative Investments

Direct Investments

  • REITS (Traded & Non-Traded)
  • 1031 Exchange
  • Tenant in Common Interest (TIC)
  • Real Estate Limited Partnerships
  • Equipment Leasing Programs
  • Oil & Gas Direct Investments

Individual Retirement Accounts (IRAs)

  • Roth IRA
  • Traditional IRA
  • Rollover IRA

Insurance

  • Term Life Insurance
  • Whole Life Insurance
  • Universal Life Insurance
  • Variable Life Insurance
  • Survivorship Life Insurance
  • Disability Insurance
  • Long Term Care Insurance

Tax Deductible Business Retirement Plans

  • 401(k)
  • 403(b)
  • 457 Plan
  • Defined Benefit (DB)
  • Individual 401(k)
  • Money Purchase
  • Profit Sharing
  • SEP IRA
  • SIMPLE IRA

Annuities

  • Fixed
  • Fixed Indexed
  • Immediate
  • Variable

Education Savings Plans more>

  • 529 College Savings Plans
  • Other Education Savings Alternatives

Fixed Income

  • Corporate & Municipal Bonds
  • CMOs
  • Treasuries
  • Certificates of Deposits (CDs)
  • Structured Products
  • Unit Investment Trusts (UIT)

 

Entrepreneur Services:

 Employee Benefits

  • Group Benefits
    • Group Medical, Dental, Vision, Long & Short Term Disability Insurance, Life & Ad&D insurance, Cafeteria Plans, Premium Only Plans (POP), Flexible Spending Accounts (FSA), Health Savings Accounts (HSA), Employee Assistance Programs (EAP) and Voluntary Employee Benefits.
  • Executive Benefits
    • Deferred Compensation Arrangements
    • Key Executive Life Insurance
    • Key Executive Disability Insurance
    • Executive Wealth Management
  • Executive Risk Management
    • Insurance funding for Stock Redemption & Buy-Sell Agreements
    • Key Executive Protection
    • Key Person Life Insurance
    • Key Person Disability Insurance
    • Key Person Personal Liability Insurance
  • Business Risk Management
    • Commercial General Liability Insurance
    • Workers Compensation Insurance
    • Property Insurance
    • Errors & Omissions Insurance (E&O)
    • Directors & Officers Insurance (D & O)
    • Product Liability Insurance
  • Payroll Processing
    • Payroll Processing
  • HR Services
    • Third Party HR Services
    • COBRA Administration
    • Human Resource Information System
  • Risk Management for Non-Profit Organizations
    • Risk Identification
    • Risk Analysis
    • Risk Control
    • Risk Financing
    • Insurance Design & Placement